UFS-DebtManagement.com is dedicated to consumers with debt. Our purpose is to provide financial educational material to the public with the purpose of helping to maintain a balanced budget as well as understanding laws and trade practices and advice on reducing credit card debt.

Welcome to the 2008 series of
United Financial monthly newsletters.

For our 4th addition of the 2008 Monthly Newsletters, we cover Bankruptcy, Tips for settling on a debt and More.

Debt is something that has plagued Americans for years. Today the debt is almost 2 trillion dollars! The majority of households have $25,000 debt. This is expected to increase over the next year. President Bush has been very open to the fact that many citizens are struggling financially. He has created the stimulus package, which consists of the American people receiving money to boost the economy. Although it will help, unfortunately it will not solve the majority of financial problems that many of us experience on a daily basis.

The economy is in trouble right now and so are our pocketbooks. It seems that everything is rising in price including daily expenses. The extra money that we are suddenly spending on gas and groceries is beginning to take a toll and draining any savings that we might have. To make matters more troubling we still have to pay our credit card debts and mortgages.

01.  Negotiating with Creditors
02.  Doing Nothing?
03.  Tips for settling on a debt
04.  Credit Counseling & Symptoms that suggest the need to hire
        a credit counseling agency.
05.  Home Equity Loans, Tips for taking equity out of home
        & Bankruptcy Options

---

Each month we will bring you a different important topic on issues that affect your every day lives and advice and facts on getting out of debt. Our topics will be Outlined and these topics will be covered each month.

2008 Monthly Topics:

January - Subprime Mortgages and Predatory Loans

February - Tax Tips

March - Selling and Buying a Home in Today's Market

April - Bankruptcy, debt settlement, and more

May - Saving in today's economy

June - The top financial mistakes made

July - Estate Planning

August - Protection Planning

September - Finding a job

October - Investing Planning

November - Reaching your Financial goals

December - Financial overview of the year

---

We would like your input as to what topics you would like covered for our monthly newsletters. Please email us your suggestions to .

Click here to visit our:

2005 News Topics | 2006 News Topics | 2007 News Topics

United Financial Systems Inc, has been conducting monthly seminars on financial education. Please join us! To reserve your seat contact our Education Team at (561) 883-2398

Spanish Consolidation Services | Budget Planning | Bankruptcy Issues
Credit Reporting Topics | Your Rights as a Consumer | Dealing with Creditors