UFS-DebtManagement.com is dedicated to consumers with debt. Our purpose is to provide financial educational material to the public with the purpose of helping to maintain a balanced budget as well as understanding laws and trade practices and advice on reducing credit card debt.

Welcome to the 12th addition in the series of United Financial monthly newsletters.

As we close out the year we thought that it was appropriate to follow up on some of our most important topics. Last month in our Newsletter we revisited Identity theft. Between January 2003 and December 2003 the F.T.C received more than half a million Consumer Fraud and Identity Theft complaints. Consumers reported fraud at more than $400 Million. That number has increased significantly since the report was published.

In the month of December we decided to close out the year revisiting Credit Reports and why it's so important to keep a good credit score. All lenders look at your credit report before extending you credit. A poor credit score can cause the lender to deny you credit or give you a higher interest rate and bad terms.

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Each month we will bring you a different important topic on issues that affect your every day lives and advice and facts on getting out of debt. Our topics will be Outlined and these topics will be covered each month.

• January - Identity Theft / Consumer Fraud
• February - Setting Financial Goals
• March - Organizing Financial Records
• April - Organizing Your Checkbook and Bank Statements
• May - Credit Cards
• June - Credit Reports
• July - Debt to Income Ratio
• August - Budgeting
• September - Building Wealth
• October - Mortgages/Foreclosure
• November - Revisit Identity theft
• December - Revisit Credit Reports

United Financial Systems Inc, has been conducting monthly seminars on financial education. Please join us! To reserve your seat contact our Education Team at (561) 883-2398

The High Cost of Payday Loans | Credit Discrimination | Seniors & Medical Debt
Debt Collection Abuse