UFS-DebtManagement.com is dedicated to consumers with debt. Our purpose is to provide financial educational material to the public with the purpose of helping to maintain a balanced budget as well as understanding laws and trade practices and advice on reducing credit card debt.

Welcome to final addition for the 2006 series of
United Financial monthly newsletters.

In our final topic for the close of 2006, we cover the topic of Interest Rates.

Most people have heard the terms "interest rates are down or up", however not many people realize what determines that. There are many factors that make the interest rates rise or fall. The Federal Reserve also referred to as Fed is in charge with maintaining the stability of this nation's economy. Another tool that the Fed uses is based around issuing treasury bills. The way this works is to issue new treasury bills to add more money to the economy. It works to take money out of the economy by buying back treasury bills. Interest rates change periodically to maintain financial stability.

01.  What are interest rates and how they work
02.  When to take advantage of interest rates
03.  Questions and Answers

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Each month we will bring you a different important topic on issues that affect your every day lives and advice and facts on getting out of debt. Our topics will be Outlined and these topics will be covered each month. Click here to visit our 2005 topics.

• January - Paying for College
• February - Automotive Purchasing
• March - Taxes
• April - Investing Money
• May - Bank Accounts
• June - Refinancing / Second Mortgages
• July - Stock Market
• August - Real Estate
• September - Personal Finance
• October - Insurance
• November - Identity Theft
• December - Interest Rates

United Financial Systems Inc, has been conducting monthly seminars on financial education. Please join us! To reserve your seat contact our Education Team at (561) 883-2398

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