Credit Discrimination effects millions

"Debt Collection Abuse - Unfair debt collectors instill fear and lie to consumers in order to obtain payments.

Unfair credit discrimination still permeates the American marketplace. Every day, Consumers and their lawyers from around the country have been calling us at NCLC to share their debt-collection horror stories. Harassment, abuse and clearly-illegal tactics appear to be the norm for many debt collectors. And to top it off a sizeable minority of the consumers they target don’t even owe the money!

Our goals at NCLC are to strengthen the hand of consumers and their lawyers in fighting these tactics – through legal training, legislative work and public exposure of bad behavior. It’s important to remember that the vast majority of those who do owe money aren’t “deadbeats” – just people who’ve hit a bad patch due to unforeseen circumstances. They have every intention of paying when they can.